The 10% cashback can only be availed till November 7, and no upper absolute limit on the cashback has been announced by either Apple or Citibank. However, this offer is not available online and is only valid if you shop at select retail stores. The company further said that the 10% cashback is valid on both EMI and non-EMI transactions. But there is an exception to that. If you buy an iPhone along with AirPods, go for a non-EMI transaction if you want to get the cashback. Speaking of non-EMI transactions, the 10% cashback can be availed on paying through Citibank credit cards for iPhone XS or iPhone XS Max bundled with AirPods, iPhone XR (review) and AirPods combo, iPhone X coupled with AirPods, iPhone 8 or iPhone 8 Plus clubbed with AirPods, iPhone 7, iPhone 7 Plus, iPhone 6S, iPhone 6S Plus and iPhone 6. Coming to EMI transactions, one can either select the 12 months plan or the 24 months plan. No matter which one you choose, you can get a 10% cashback on iPhone 6 and on all models higher than it. However, you cannot club the iPhones with AirPods if you are taking the EMI scheme. On EMI transactions of 12 months and 24 months for iPhone XS, iPhone XS Max and iPhone XR, a rate of 13% per annum is valid. Offers on EMI transactions are only valid till the stocks last. If you intend to treat yourself with a new iPhone by availing this offer, you should know that the cashback will be credited to you within 90 business days from the day the transaction is made. There are other terms and conditions that have been listed by Citibank. For instance, you can only make one transaction per card. The second purchase will not be valid for the cashback. Also, the complete payment has to be made using the credit card. There are more such conditions that you must read about before you go to avail this deal.
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